Home loans, made simple.
One local Berwick broker, 20+ lenders, and $0 cost to you. We'll find the loan that fits — and handle the hard bits.
Our process
Three simple steps to your home loan
- 1
Tell us your goals
Have a free, no-obligation chat about what you're after — your plans, your budget, the lot.
- 2
We find your best loan
We compare 20+ lenders, recommend the right fit, and handle the application from start to lodgement.
- 3
Settle and beyond
We manage the paperwork through to settlement — then stay in your corner for whatever comes next.

A mortgage broker that works for you, not the banks.
Work one-on-one with Dilshani, from your first chat through to settlement.
How We Stack Up
See how a local broker compares to going direct.
Impact Home Loans
Expert advice tailored to you
Compares 20+ banks and lenders
Legally must act in your best interest
One expert who manages it all for you
Help with first-home grants and schemes
Ongoing support after settlement
Free to you
Online Lenders
Quick, but limited choice
Compares 20+ banks and lenders
Legally must act in your best interest
One expert who manages it all for you
Help with first-home grants and schemes
Ongoing support after settlement
Free to you
Big Banks
One bank, one set of products
Compares 20+ banks and lenders
Legally must act in your best interest
One expert who manages it all for you
Help with first-home grants and schemes
Ongoing support after settlement
Free to you
Reviews
Don't just take our word for it
Very professional, reliable and honest. Always willing to take the extra step to ensure a satisfactory result is achieved.
Dilshani and Impact Home Loans made the experience of applying for refinancing as smooth as possible. As I am self employed, getting a loan can prove to be more difficult than an employee loan, but Dilshani was there with us every step of the way. Highly recommend Dilshani and her team.
We have no hesitation in recommending Dilshani to family and friends. Her service and communication consistently go above and beyond anything we have experienced elsewhere. She has helped us with both purchasing and refinancing, and her ability to secure the best possible outcomes while making the entire process easy and seamless is second to none. We truly appreciate her professionalism, expertise, and dedication, and would highly recommend her to anyone looking for a mortgage broker.
I would like to thank Dilshani and her team for providing the best option to suit my circumstances and assisting me throughout the process to achieve a positive outcome. Excellent service and highly recommended.
We are very pleased and grateful for the smooth transaction with Impact Home Loans, especially with the assistance of Dilshani and Jennifer. Thank you for your professionalism, guidance, and support throughout the process.
Dilshani has been looking after our family from when we bought our land through to refinancing for better rates. She has excellent customer service, works extremely fast and the process is always smooth. I highly recommend Impact Home Loans and Dilshani as a broker.
excellent service
Dilshani from Impact Home Loans has been our greatest asset in our journey to acquiring our dream property. From helping us reach unconditional approval within a strict timeline, to also helping us navigate the current state of the housing market to ensure we make the right moves, Dilshani has provided a service that goes above and beyond. Her approach that was tailored specifically for us ensured we got the best possible loan/rates and most importantly, helped us acquire our dream home. We can't thank Impact Home Loans enough and highly recommend Dilshanis services to all those in search of a home.
I’ve worked with Dilshani for many years and she has always gone above and beyond to help me. Her dedication, knowledge, and support have been invaluable. I have nothing but praise for her and highly recommend her services.
We had an excellent experience with Dilshani during the process of buying our Land and Home. She made a process of stress free and straight forward. We felt very supported throughout the entire process and would recommend Dilshani to anyone who is looking for a mortgage broker. Thanks again Dilshani for all of your support!
Our lender panel
Accredited with 20+ of Australia's leading lenders
We're not tied to any one bank — we compare your options across the market to find the right loan at a competitive rate.
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Frequently asked questions
Everything you need to know about working with a mortgage broker. Can’t find what you’re looking for?









